Most high street travel insurance policies are designed to cover the basics; things like delayed flights, lost baggage, and holiday money. However, they are not intended to cover the additional risks of cycling holidays and usually excludes cover for medical mishaps if you fall off your bike.
Our mountain bike holiday insurance does the things you’d expect compared to a bank insurer, plus it has additional cover for cycling. The extra cycling protection includes emergency medical care, repatriation if you have a crash riding or racing, and third party liability for all forms of cycling. More basic policies won’t be able to cover your expensive cycling equipment, roadside recovery, additional hire bikes or race entry fees.
If you have an annual policy in place, you may find our single trip policies are a great top up.