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OUR TRIATHLON TRAVEL INSURANCE SUPPLIER HAS WITHDRAWN THEIR SCHEME

While we finalise a new triathlon travel insurance, the team at Yellow Jersey will offer short term and annual cycle travel insurance quotes

Triathlon travel insurance

Triathlon travel insurance is a must-have if you are training or racing abroad. 

Some travel insurers will exclude cover if cycling is the primary purpose of your trip, especially if you’re racing. 

Our triathlon travel insurance covers you if you have an accident training or racing abroad and need medical assistance or repatriation. The policy also has a generous cancellation cover.

Triathlon travel insurance reviews

Travel insurance
built for triathlon

If you are planning a triathlon holiday, you need to make sure you have sufficient travel insurance.

Our triathlon travel insurance will cover you for medical mishaps and emergencies on your holiday, along with essential covers like cancelled trips, lost luggage and holiday money.

Click each of the covers below to reveal more information.

OUR TRAVEL INSURANCE SUPPLIER HAS WITHDRAWN THEIR CYCLE TRAVEL SCHEME

While we finalise a new and improved product, the team at Yellow Jersey will offer short term and annual cycle travel insurance quotes

Our triathlon travel insurance covers at a glance

Cover for medical mishaps while riding is absolutely crucial and is the primary feature of our triathlon travel insurance. It is also frequently missing from standard travel insurance policies. We cover the costs of emergency medical care from £2 million to £10 million.

Some triathlon travel insurance policies include limited cover for cycling, but check the small print, there are usually serious exclusions particularly for racing or training. We can cover you for a family cycling holiday, training camp, or during events such as Ironman Triathlon.

Whether you want a one-off insurance for a triathlon race or a multi-trip policy for the whole year, we can put together a package to suit you.

We include up to £150 cover up to for lost or delayed baggage, £300 for holiday money, and £500 for valuables.

If you damage somebody’s property or injure another road user while cycling, you could find yourself liable for damages. Our cycle liability insurance includes £2 million public liability cover while cycling abroad.

Up to £5,000 cover for your travel and accommodation costs if you have to cancel your cycling holiday due to something unforeseen such as illness or injury.

Active people rarely restrict themselves to a single sport, and we know a lot of our customers swap their bicycles for skis in the winter. To save you buying a second specialist travel policy, you can add additional winter sports cover.

If you injure yourself cycling abroad, our holiday insurance will cover the costs of repatriating you back to the UK.

Compare our triathlon
insurance travel levels

Our cycle travel insurance policy has three levels of cover: our value-tier Sprint, our mid-tier Standard and our top-tier Ultra, which gives you a little extra. Our policies have all the covers you’d expect from top-notch travel insurance, as well as covering any cycling activity (just make sure you choose the correct sports pack). We also have optional extras, like covering your bike on our single trip policies or adding your gadgets abroad. You can see what’s covered in the tables below and compare our three levels.

 SprintStandardUltra
CancellationLimit / Excess Limit / Excess Limit / Excess
If you are unable to go on your trip£1,000 / £100£2,500 / £75£5,000 / £50
If you are unable to take part in the activityNo Cover£2,500 / £75£5,000 / £50
If your scheduled airline fails before you leave home£750 / £0£1,000 /£0£1,500 / £0
Trip Disruption Limit / Excess Limit / Excess Limit / Excess
If you are delayed£100 / £0£100 / £0£200 / £0
If you miss your departure or onward connection£500 / £100£750 / £75£1,000 / £50
If you decide to abandon your travel plans£1,000 / £100£2,500 / £75£5,000 / £50
If your scheduled airline fails while you are away£750 / £0£1,000 / £0£1,500 / £0
If a natural disaster occurs during your trip£500 / £100£750 / £75£1,000 / £0
If you need additional pet care due to a delay on your return journeyNo Cover£250 /£0£250 / £0
Medical & Curtailment Limit / Excess Limit / Excess Limit / Excess
If you need emergency medical treatment abroad£5m / £100£7.5m / £75£10m / £50
If you need to be brought home£200,000 / £100£200,000 / £75£200,000 / £50
If you are buried or cremated abroad£3,000 / £100£4,000 / £75£5,000 / £50
If you are admitted to a public hospital£500 / £0£750 / £0£750 / £0
If you need dental & physiotherapy treatment after you have returned homeNo Cover£250 / £75£250 / £50
If you are taken ill or injured in your home country£2,000 / £100£2,000 / £75£2,000 / £50
If you have to cut short your trip£1,000 / £100£2,500 / £75£5,000 / £50
Possessions Limit / Excess Limit / Excess Limit / Excess
If your checked-in baggage is delayed£200 / £0£300 / £0£450 / £0
If your valuables are lost, stolen or accidentally damaged£300 / £100£400 / £75£500 / £50
If your other possessions are lost, stolen or accidentally damaged£1,500 / £100£2,000 / £75£3,000 / £50
If your cash or event tickets are lost or stolen£300 / £100£300 / £75£300 / £50
If you need emergency travel documents£300 / £100£300 / £75£300 / £50
Legal & Personal Accident Limit / Excess Limit / Excess Limit / Excess
If you need legal advice£25,000 / £0£25,000 / £0£25,000 / £0
If you are killed, injured or disabled following an accident£5,000 / £0£10,000 / £0£15,000 / £0
If you are held legally liable for injury or damage£2m / £100£2m/ £75£2m / £50

Only single trip insurance has optional cover for the bike itself. Annual does not.

CoverSprintStandardUltraExcess
If you cannot use your bicycle for more than 24 hours£150£300£500Nil
If you need to collect your bicycle after you have returned home£150£250£350Nil
If you need roadside recovery£100£150£200Nil
If you are unable to participate on the day of an event£250£500£1,000Nil

Optional covers

Below are the covers you can add for an additional premium.

When choosing a bike tier it does not need to match the core cover tier. i.e you can have a Ultra Travel policy with a Bronze bike tier or a Sprint Travel policy with Gold bike cover. This bicycle cover needs to be added to every traveller individually.
Only single trip insurance has cover for the bike. Annual does not.

CoverBronze Silver GoldExcess
If your bicycle is lost, stolen or damagedup to £1,500up to £3,000up to £5,000As per policy
If you cannot use your bicycle for more than 24 hours£150£300£500Nil
If you need to collect your bicycle after you have returned home£150£250£350Nil
If you need roadside recovery£100£150£200Nil
If you are unable to participate on the day of an event£250£500£1,000Nil
Cover Level 1 Level 2 Excess
If your gadgets are lost, stolen or accidentally damaged £1,000 £2,000 £50
Unauthorised calls and data usage £750 £1,000 £50
Cover Limit Excess
If your own or hired ski equipment is lost, stolen or damaged £1,000 As per policy
If your ski equipment is delayed over 24 hours £500 Nil
If you are unable to use your pre-paid ski pack £500 Nil
If your ski resort is closed £1,000 Nil
If an avalanche occurs £1,000 Nil
If you lose your ski pack £500 As per policy
Cover Limit Excess
If you were denied boarding on your return flight due to an infectious disease, inc. COVID £560 Nil

Is this insurance for triathon travel?

We cover all forms of triathlon in sports pack 2, from sprint triathlon to ironman racing. You need to select the correct activity type in your quote to get the right cover. If you do not select the correct cycling activity, you will not be covered for it.

Sports Pack 1

Included as standard
  • Cycle Touring 
    (single country)
  • Incidental Cycling
    (on roads only)
  • Leisure Cycling
    (on roads only)
  • Road Cycling 
    (excl. racing)

Sports Pack 2


  • Aquabike 
    (incl. racing)
  • Bike Packing 
    (single country only)
  • Cycle Touring 
    (max 3 countries)
  • Duathlon
    (incl. racing)
  • Grand Fondos
  • Gravel Riding
    (excl. racing)
  • Sportives
  • Triathlon
    (incl. racing)
  • Time Trial
    (incl. racing)

Sports Pack 3


  • Bike Packing 
    (max 3 countries)
  • Cyclocross 
    (incl. racing)
  • Gravel Racing
  • Mountain Biking
    (excl. racing, &. down hilling)
  • Road Racing
    (excl. criterium)

Sports Pack 4


  • Bike Packing 
    (multi continent expeditions)
  • BMX Freestyle
  • Criterium Racing
  • Cycle Touring
    (multi continent expeditions)
  • Mountain Bike Racing
  • Downhill MTB (incl. racing)
  • Multi-stage or Ultra Endurance
    (eg. RAAM/ Haute Route/ Transcontinental)
  • Track Cycling (incl. racing)

Whatever your triathlon travel needs, we have you covered

triathlon insurance

Do you need competition cover?

Cyclists taking part in races, tours, triathlons and charity events will need to consider choosing a policy with competition cover. This means that if you have a crash during the competition or are injured, you will be insured for liability and medical costs. This is excluded from most triathlon travel insurance policies, but it’s available with us. We even offer you cover for cancelled competitions, so you aren’t left out of pocket for expensive race fees.

How long do you require triathlon cover for?

The first thing to consider is how long you will need your triathlon travel insurance policy to cover you for. If you go on multiple cycling trips a year or participate in an annual race abroad, you can save money by choosing an insurance provider that covers multiple trips in one annual policy. As well as offering better value for money, there are a number of other reasons why a multi-trip policy makes sense.

triathlon travel insurance

Triathlon travel
insurance FAQs

Most high street travel insurance policies are designed to cover the basics; things like delayed flights, lost baggage and holiday money. However, they are not designed to cover the extra risks of cycling holidays, and usually excludes cover for medical mishaps if you fall off your bike.

Our cycling holiday insurance covers everything  you would expect from a high street insurer, plus additional cover for cycling. This includes emergency medical care and repatriation if you have a crash with riding or racing and third party liability.

We can cover training camps as well as events such as triathlon racing. Make sure to select the appropriate level of cover when completing your online travel insurance quote.

An annual travel insurance policy allows individual trips of up to 31 or 60 days depending on the options you select on our online quote form. If you are going to be cycle touring or taking a longer holiday, single trip travel insurance is available for up to 120 days.

Our travel insurance is designed to cover you for emergency medical care and repatriation if you injure yourself on a cycling holiday. It isn’t designed to cover your bike. If you need cover for your bike we can insure it as part of a home insurance policy. 

Yes, ironman is covered under triathlon on our travel insurance.

Travel insurance for ironman triathlon is part of our core offering, so yes you are covered.

Yes racing is included in our travel insurance for triathlon

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Contact us

Mon to Fri from 9 am to 5 pm
The Old Mill, Ewenny, CF35 5BN
0800 121 4424