From weekend riders to club cyclists and even pros, we provide insurance cover for a huge range of road cyclists across the UK, all of whom share our love of cycling and, of course, bikes. Everyone who works at Pedalcover is a cyclist and so we understand how much you love your bike – or bikes – and how important it is to make sure they’re properly insured. And it’s not just the bikes that need covering, your cycling clothing and accessories can also amount to a substantial sum and that’s why we provide cover for them too, as standard.
Our home and bike insurance combines the best features of bike-only insurance with a full buildings and contents insurance policy for your home. Combining all this into a single policy not only reduces the hassle of having multiple policies with different providers, but also, in most cases, offers far better value for money.
And as our policies have been designed by cyclists for cyclists, we’re confident that we have the type and level of cover that’s right for you.
And as we all know that the number of bikes you should own is n+1 (where n is your current number of bikes), our home and bike policy covers all of the bikes in the household in one single policy, with no limit on the number or value of the bikes.
Is the bike covered for crash damage?
Yes, worldwide. Even if it’s your fault.
Do I have to use a specific lock?
No, we don’t have any over-the-top lock requirements.
Do you use Wheelies?
No, generally we provide a cash settlement.
Is the policy new for old?
Yes, up to 10 years.
Is the bike covered in an outbuilding?
3rd party liability is not covered for member-to-member claims with British Cycling, is it with your policy?
Yes, full public liability cover in the UK.