Mountain bike insurance

At Pedalcover, we take care of your mountain bike insurance to protect the things that you love – from your mountain bike to your suspension fork – so that you can ride with peace of mind that you’re completely covered.

Whether your race XC or Enduro, our unique home and bike insurance has been designed with mountain bikers in mind to cover all your needs and save you money.

There are a number of bicycle only insurance providers in the marketplace, but as a mountain biker you don’t need cover for a single bike, you need cover for ALL of your bikes, wheels, accessories and often if you’re travelling abroad your camera, laptop and other prized possessions. We provide mountain bike insurance you can rely on.

When you consider everything you need covered you would be forgiven for thinking it would be expensive. And if you trawled the internet for a specialist insurer to provide mountain bike insurance it can mount up if you’ve got more than one bike.

But why insure just your bike, when you can get all your mountain bikes, accessories and your home insured at a fraction of the price?

We combine your home and mountain bike insurance under one policy to save you money.

If you’ve more than one mountain bike, under our policy there’s no need to seek separate insurance for each bike or fork out for costly additional policies.

Most insurers will want you to list all your bikes and really what that means is that you are paying as if you are riding them all in one go! We don’t. We cover your collection of bikes at home against theft under our contents policy, then away from home, we insure you for a monetary amount (removing the need to list everything) to cover any bikes and personal possessions you take away worldwide.

We like to think that our offering is one of the most comprehensive and cost-effective on the market, developed with additional benefits to suit the needs of mountain bikers, such as:

  • Crash damage cover
  • Competition cover
  • Worldwide cover for your mountain bikes, clothing, equipment and accessories
  • Mountain bikes covered in cars/vans to full value
  • Third party liability insurance
  • In the event of a claim, you get to choose your own bike shop/repairer

What’s more if you’re travelling abroad to mountain bike in Canada, the US, New Zealand or Europe (lucky you!), we can arrange your travel insurance, and if you don’t want injury to stop you, we can get you back on your bike in no time with our private healthcare insurance.

Don’t forget to check out our affiliates’ page – we’re linked to a number of mountain biking events, venues and clubs, which could mean you can save money on your policy.

If you have any questions on our policy, we’d love to hear from you.