Electric Bike Insurance

The growth in electric bike use shows no sign of stopping. As the technology continues to develop, the bikes are becoming lighter, battery life is improving and the range of e-bikes to choose from is increasing. Likewise, electric bike owners are also becoming more varied, whether it’s those who use it for their daily commute, those who still want to ride the trails but no longer have the fitness or downhill riders who don’t like the uphill slog, these bikes are becoming a common sight across the UK.

Pedalcover Electric Bike Insurance Policy

However, when it comes to insuring your electric bike, the story is not so straightforward. Many insurers simply won’t provide cover and those that do often have strict conditions and limitations, not to mention high premiums, that deter many people from insuring their e-bike.

Why Choose Pedalcover Insurance For Your e-Bike?

At Pedalcover, we treat electric bikes exactly the same as traditional bikes, meaning you get the same great cover whether your bike is battery powered or not.

What’s more, this is combined with our building and contents insurance for your home too, giving you complete peace of mind.

And that’s not all. Our home and bike policy covers all of the bikes in the household in one single policy, with no limit on the number or value of the bikes.

And if that wasn’t enough, in most cases, you get all this for less than most bike-only insurance policies on the market.

Sound too good to be true? Request a quote now and discover why more and more bike owners are choosing Pedalcover.


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Call us for an electric bike insurance quote:
Open: Mon - Fri 8.30am - 5.30pm, Sat 9am - 1pm

FAQs About Insuring Electric Bicycles

Are there any limitations on the power of the bike?

Your e-bike must comply with all current EPAC regulations, including those regarding maximum power output.

Is crash damage covered?


Is theft from a bike rack covered?

Yes, if the bike is locked to the rack with a separate lock.

Is the bike covered in a detached garage?

Bikes are covered in all outbuildings up to their full value providing the building is locked.

3 Simple Steps To Peace of Mind
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Electric Bike Insurance Quote



It takes less than 3 minutes with our easy quote form.