Pedal Cover

Pedalcover vs Yellow Jersey Insurance

Both Pedalcover and Yellow Jersey have many years of knowledge and experience of the UK cycle insurance market, not to mention providing cover for tens of millions of pounds worth of bikes. If you don’t qualify for our home insurance, or prefer to insure your bike on a stand-alone bicycle insurance policy, we have teamed up with Yellow Jersey to offer you the very best cover. What though, are the differences between PedalCover and Yellow Jersey Insurance? Have a look at our Yellow Jersey comparison below.

  • £1m buildings cover
  • up to £75k home contents
  • Phones, watches up to £9k
  • up to £75k bike cover at home
  • Accessory cover up to £75k
  • £2m PL in the UK
  • Theft Cover
  • Crash Damage
  • Airline Damage
  • Transition cover
  • Personal Accident
  • Taxi fare reimbursement
  • Replacement bike hire
  • Race fee cancellation cover

£502

YellowJersey

  • £1m buildings cover
  • up to £75k home contents
  • Phones, watches up to £9k
  • up to £75k bike cover at home
  • Accessory cover up to £75k
  • £2m PL in the UK
  • Theft Cover
  • Crash Damage
  • Airline Damage
  • Transition cover
  • Personal Accident
  • Taxi fare reimbursement
  • Replacement bike hire
  • Race fee cancellation cover

£550

*Pedalcover quote based on a 3 bedroom, 2 bathroom, 2000 construction, semi-detached house in a SG4 postcode area . Policy holders are 30 years old, married with 2 children and 5 years no claims discount. Policy includes £9000 of personal possession cover for bikes at or away from the home. The price includes an excess protection policy at £58 and a £40 broker fee. It was quoted quoted 21/01/2020. Yellow Jersey Ultimate Policy quoted with a £5K and £4K bike accessed 21/01/2020.

The most obvious difference between the two policies is, of course, the Yellow Jersey insurance cover is purely for the bike.

While Yellow Jersey provide cover just for your bicycle, Pedal Cover insure your bikes as part of a comprehensive home and contents insurance policy. Yellow Jersey require you to list each bicycle you would like insurance for, whereas a Pedalcover policy includes all of your bicycles automatically up to the £75,000 total contents limit. 

When it comes to the actual cycle insurance element of the policies, there are a lot of similarities. Both provide worldwide cover for theft away from home and crash damage, as well as cover for damage caused on an airline. They also both provide personal accident cover and race fee cancellation.

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