insurance for cycling

Home + Bicycle Insurance

The UK’s first specialist Home insurance policy dedicated to cyclists and triathletes. We combine your home and bicycle insurance under one policy to save you money.

Cycling Travel Insurance

We offer travel insurance for cyclists that covers you no matter what. Most standard travel insurance doesn't cover you for racing abroad or if you are on a cycling holiday.

Standalone Bicycle Insurance

If you don't qualify for our home insurance or prefer to insure you bike on a stand-alone bicycle insurance policy we have teamed up with Yellow Jersey to offer you the very best cover.



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Our home insurance is backed by AXA, the 2nd largest insurer in the world

We cover your home for building and contents plus additional cycling benefits....

Race Fee Cancellation

Not only do we cover you while competing, we also cover you when you can’t make it to your race. If something like illness or injury prevents you taking part in an event you've paid for, we will pay you back any non-refundable race fees up to £500.

Public Liability

All cyclists should consider taking out third party liability cover to protect them in the event they damage someone's property, or injure another road user. Our home insurance automatically provides up to £2 million in public liability cover for cycling .

Taxi Re-imbursement Cover

If you have a mechanical you can't fix by the side of the road, don't even think about pushing your bicycle back to the train station! We'll cover the cost of a taxi for you and your bike up to £200

Theft Away from the home

More than 500,000 bikes are stolen every year, so you’ll be pleased to hear our policy covers theft! Most home insurance policies only cover bicycles stolen from the home. PedalCover offer a specialist insurance however, and we can protect against theft worldwide.

Multi-bike cover

We don’t charge per bike. So whether your household has one bike…or ten bikes (don’t tell my partner!), the price and cover will remain the same.


Imagine competing in a triathlon and getting to the transition area to find your bike or parts have been stolen…’s the stuff of nightmares! Fear not, our policy includes transition cover protecting your bike and accessories .

Buildings & Contents

We don’t charge per bike. So whether your household has one bike…or ten bikes (don’t tell my partner!), the price and cover will remain the same.

Crash Damage

If you are in a crash while riding your bicycle, we will cover repair or replacement. This might be as simple as going in to your local bike shop to replace a pair of shifters, or replacing a whole bike. In any case, our in-house bicycle experts will help you through the process.

Airline Cover

Travelling abroad with your bike? Our policy covers you if your bike or bike box are damaged on a plane.

Helmet and Clothing

When you start to add everything up – from your helmet to your Garmin, your sunglasses to your shoes – your kit and accessories can cost as much as your bike! That’s why our cover protects not just your bike but everything else you need to enjoy your passion to the max.


If you're thinking about getting a quote why not speak to Hugh! ASK HUGH FOR A QUOTE

What do you like to do Hugh?
  • SPORT: Road, MTB and eating donuts
  • SPORTING ACHIEVEMENT: Former Wales national ski team member, and Elite level road cyclist
  • MY RIDE: Cervelo S5 when its sunny, Steel bike for the winter, Yeti 575 for the trails, Specialized P1 for the dirt jumps
  • GROUPSET PREFERENCE: Road – Di2 everytime! MTB – Anything that works in the mud
  • DREAM BIKE: I don’t really have a dream bike =0
  • COFFEE: Espresso
  • DISLIKES: Twitter/the overly opinionated social media generation
  • SPORTING HERO: Martyn Ashton
  • INTERSETING FACT: I was one of the riders in the 2015 film, ‘The Program’

Home Insurance for Cyclists

trusted by the pros

vicky holland triathlon bike insurance on home insurance

Vicky Holland - GB Triathlete – Olympic Bronze Medallist, Commonwealth Games Champion

“I am really pleased to work with PedalCover again this season. It provides cover for multiple bikes and for competitors at triathlon competitions around the world. This is of massive value to professional, age-group and amateur triathletes.”

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