home insurance for cyclists

Home + Bicycle Insurance

The UK’s first specialist home insurance policy dedicated to cyclists and triathletes. We combine your home and bicycle insurance under one policy to save you money.

Cycling Travel Insurance

We offer travel insurance for cyclists that covers you no matter what. Most standard travel insurance doesn't cover you for racing abroad or if you are on a cycling holiday.

Standalone Bicycle Insurance

If you don't qualify for our home insurance or prefer to insure you bike on a stand-alone bicycle insurance policy we have teamed up with Yellow Jersey to offer you the very best cover.



We've got all the bells and whistles covering your home for building and contents plus additional cycling benefits......

Not only do we cover you while competing, we also cover you when you can’t make it to your race. If something like illness or injury prevents you taking part in an event you’ve paid for, we will pay you back any non-refundable race fees up to £500.

All cyclists should consider third party liability cover to protect them in the event they damage someone else’s property, or injure another road user. Our home insurance automatically provides up to £2 million in public liability cover for cycling.

If you have a mechanical you can’t fix by the side of the road, don’t even think about pushing your bicycle back to the train station! We’ll cover the cost of a taxi for you and your bike up to £200.

When you start to add everything up – from your helmet to your sunglasses to your gamin, to your shoes – your kit and accessories can cost as much as your bike! That’s why our cover protects not just your bike but everything else you need to enjoy your passion the max.

We don’t charge per bike. So whether your household has one bike…or ten bikes (don’t tell my partner!), the price and cover will remain the same.

Imagine competing in a triathlon and getting to the transition area to find your bike or parts have been stolen…..it’s the stuff of nightmares! Fear not, our policy includes transition cover protecting your bike and accessories.

If you are in a crash while riding your bicycle, we will cover repair or replacement. This might be as simple as going in to your local bike shop to replace a pair of shifters, or replacing a whole bike. In any case, our in-house bicycle experts will help you through the process.

Travelling abroad with your bike? Our policy covers you if your bike or bike box are damaged on a plane.​


Miles Ridden
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If you're thinking about getting a quote why not speak to Hugh!

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Home Insurance for Cyclists

trusted by the pros

vicky holland triathlon bike insurance on home insurance

Vicky Holland - GB Triathlete – Olympic Bronze Medallist, Commonwealth Games Champion

“I am really pleased to work with PedalCover again this season. They provide cover for multiple bikes and for competitors at triathlon competitions around the world. This is of massive value to professional, age-group and amateur triathletes.”

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