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The better route
for cyclists

Precision-fit insurance for cyclists

built around award-winning cycle claims.

One quick quote. Three ways to cover your bikes — bike-only insurance, home contents cover, or buildings & contents cover, all designed exclusively for cyclists.

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Insurance for Cyclists
Trusted by the cycling community

The right way to cover your bikes

Cyclists don’t all need the same type of insurance.

From commuters to climbers, cyclists don’t all need the same type of cover. The right option depends on how you ride, what you own, and how much of your life revolves around cycling. That’s why Pedal Cover offers three bespoke solutions — all built exclusively for cyclists.

Specialist cycle cover, built exclusively for cyclists

One quote. Three ways to cover your bikes — ride your preferred route.
Your quote compares three tailored solutions. Depending on the route you choose, specialist cycle cover can include:

  • Theft of your bike, at home or away
  • Crash and accidental damage while riding
  • Racing, training and organised cycling events
  • Third-party liability for damage or injury to others
Home insurance for cyclists

buildings & contents

Comprehensive home insurance designed for cycling households, covering your property and specialist cycle cover built in as standard.

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home contents insurance for cyclists

Home contents only

Live in a flat or rent your property? We offer contents insurance designed to protect bikes, accessories, and cycling kit properly at home.

View Contents Only

Bike only insurance

Flexible monthly cover for theft, accidental damage, liability, and riding — with a wide range of optional extras, backed by cyclist-led claims expertise.

View Bike Only Cover

Protected by the Peloton

Claims handled by cyclists, not call centres

Because we only insure cyclists, our claims are handled by people who understand bikes.

Our claims team includes former bike mechanics and cycling industry specialists, not generalist call centres. They know components, specifications and real-world replacement values — which means fewer disputes, faster decisions, and better outcomes for cyclists.

We even hold key bike parts in-house to reduce repair delays and get riders back on the road as quickly as possible.

  • Claims handled by cycling specialists, not general household teams
  • Bikes assessed using real-world values and components
  • Repair-first decisions where possible, not default write-offs
  • Faster resolution for theft or damage at home
  • Fewer disputes over specifications, upgrades, or replacements
Learn more about how our claims work
cycle travel insurance pedal cover

When cyclists travel, we’ve got that covered too

Cycle Travel insurance is designed specifically for cyclists heading overseas to train, ride, or compete — with medical and trip protection built around cycling as the main purpose of travel.

This cover is separate from bike and home insurance, and applies when cycling is the reason you’re travelling abroad, not just something you do while you’re away.

Learn more about cycle travel insurance

On the Better Route

Cycling insight shaped by people who live and work in cycling.

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0800 121 4424
Mon-Fri 9-5pm

enquiries@pedalcover.co.uk

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Choose the cover that fits how and where you ride.

Home insurance for cyclists
Home Insurance for Cyclists
Buildings & contents — or contents-only
Bicycle
Insurance
Dedicated bike-only cover
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Cycle Travel Insurance
Cycling-focused cover for trips abroad
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