Pedalcover Home & Bike Policy Benefits include...


More than 500,000 bikes are stolen every year (and the numbers are rising fast), so you’ll be pleased to hear our policy covers theft!

Personal accident

Should a crash leave you with life changing injuries or worse, we provide personal accident cover. Death, loss of limb and loss of sight due to a bike crash are covered.

All bikes

We don’t charge per bike. So whether your household has one bike…or ten bikes (don’t tell my partner!), the price and cover will remain the same.


If you like a trip abroad with your bike, and let’s be honest who doesn’t, we cover all your bikes, kit and accessories worldwide, allowing you to travel and ride with complete peace of mind.

Crash damage

Crashes and accidents happen…even to the pros. We provide full crash damage to bikes worldwide giving you peace of mind wherever you’re riding.

Kit & accessories cover

When you start to add everything up – from your helmet to your Garmin, your sunglasses to your shoes – your kit and accessories can cost as much as your bike! That’s why our cover protects not just your bike but everything else you need to enjoy your passion to the max.


We don’t just cover your home but everything in it….so that’s your turbo trainer sorted!


Unlike some of our competitors, we don’t just cover your bikes but your home too!

Airline cover

Travelling abroad with your bike? Our policy covers you if your bike or bike box are damaged on a plane.

Race fee cancellation

Not only do we cover you when competing in time trials, triathlons, Enduro XC and sportives but we also cover you when you can’t race. We know how much some of these races cost, so race fee cover comes as standard.


Imagine competing in a triathlon and getting to the transition area to find your bike or parts have been stolen…’s the stuff of nightmares! Fear not, our policy includes transition cover protecting your bike and accessories .

Personal liability

Cycling accidents and crashes are something, unfortunately, we’re all too familiar with. Our dedicated insurance for cyclists and triathletes covers expenses due to injury to a third person or damage to a person’s property as a result of a cycling mishap.

Important: Please be aware that as with any Insurance Policy, Terms, Conditions & General Exclusions will apply. It may well be that our specialist PedalCover Plus Home & Bike policy underwritten by Axa may, in some circumstances, not be suitable. Thus, once we have assessed your needs, a quotation will be provided from a range of our insurers and the full Policy Wording will be made available for you to understand what you are purchasing and to make sure you are aware of the Policy Conditions. We are always on hand to help answer any queries you may have.