About Pedalcover insurance

Pedalcover is a unique home and bike insurance offering designed specifically for triathletes and cyclists and underwritten by one of the UK’s largest insurance providers, AXA.

Based in the Vale of Glamorgan, it has been developed by entrepreneur and former professional cyclist Darren Thomas.

Pedalcover is a product of years of industry experience which shows that combining bike within a home insurance policy can bring about significant cost benefits and savings.

It is the result of lengthy consultation with world-class athletes, who have helped to tailor our offering for today’s triathlete and cycling enthusiast.

Recommended by Olympic athletes and endorsed by governing bodies, Pedalcover Insurance is available to triathletes, mountain bikers, time-trialists and road cyclists – in fact, anyone who has a bike, together with a home they want to insure.

At Pedalcover, we’re all cyclists and triathletes so we understand that our customers want to take care of the things they love, be it their bike or Garmin watch. But there are few things more important to our customers than their home. Fortunately, our unique policy combines home and bike insurance – unlike others in the marketplace – which saves both time and money.

We aim to provide bespoke insurance cover that’s uncomplicated, so with us it’s 1 policy, 1 renewal date, 1 price…and complete peace of mind.

At our core is a commitment to providing flexible, comprehensive and cost effective insurance cover for today’s modern triathlete, mountain biker, time-trialist or leisure cyclist.

Additional insurance packages are also available through Pedalcover, which can be purchased separately, or combined within a policy. These include travel insurance, healthcare, motorhome and event insurance.

Pedalcover makes insurance simple.



A bad day on a mountain always beats a good day in the office.

John Smith