Pedal Cover

travel insurance made for the trails

Mountain biking travel insurance is a must-have, no matter what sort of riding your are doing.

Cover for emergency medical care if you hurt yourself riding is often excluded on travel insurance policies, especially if mountain biking is the primary purpose of your trip. Not with our mountain bike holiday insurance. We give you the peace of mind that if something goes wrong, you’ll have financial cover and won’t be left stranded.

5 Star Reviews from TRUSTPILOT

If you are going on a mountain biking abroad, it's important you have got appropriate cover

Our mountain biking travel insurance will ensure you get the help you need if you were to have an accident on the trails while on holiday

Emergency Medical Expenses

Cover for medical mishaps while riding is absolutely crucial, and is the primary feature of our mountain bike travel insurance. It is also frequently missing from standard travel insurance policies if you are injured while cycling. We cover the costs of emergency medical care up to £10 million.


If you injure yourself cycling abroad, our mountain bike holiday insurance will cover the costs of repatriating you back to the UK.

Cover While Racing and Training

Some travel insurance policies include limited cover for cycling, but check the small print, there are usually serious exclusions particularly for racing or training. We can cover you for a family mountain biking holiday, training camp, or races (including downhill).

Annual Multi-trip or Single Trip Policies

Whether you want a one off policy for a mountain biking trip, or a multi-trip policy for the whole year, we can put together a package to suit you.

£2 Million Cycling Liability Insurance

If you damage somebody's property or injure another person while on your bike, you could find yourself liable for damages. Our mountain bike liability insurance includes £2 million public liability cover while cycling abroad.

Cancellation & Curtailment

Up to £5,000 cover for your travel and accommodation costs if you have to cancel your mountain biking holiday due to something unforeseen such as illness or injury.

Baggage, Personal Belongings, Money & Documents

We include up to £150 cover up to for lost or delayed baggage, £300 for holiday money, and £500 for valuables.

Winter Sports Cover

Active people rarely restrict themselves to a single sport, and we know a lot of our customers swap their mountain bikes for snow boards or skis in the winter. To save you buying a second specialist travel policy, you can add additional winter sports cover on annual policies .

mountain bike travel insurance

How long do you need cover for?

If you are just going on a single trip, then we can help you out with a short term mountain bike travel insurance policy. If however you are going on multiple trips across the year, you may be able to save money by getting an annual policy which will also cover non mountain biking holidays. 

Are you a competitive rider?

Some travel insurance does cover mountain biking holidays. However, if you read the small print, you’ll often find that racing, timed or charity events are often excluded. This means that if you got injured during an event, you’d be left to pick up the bill. 

We even offer you cover for cancelled competitions, so you aren’t left out of pocket for expensive race fees.

Mountain Bike Travel Insurance FAQs

Most high street travel insurance policies are designed to cover the basics; things like delayed flights, lost baggage and holiday money. However, they are not designed to cover the extra risks of mountain bike holidays, and usually exclude cover for medical mishaps if you fall off your bike.

Our mountain biking holiday insurance covers everything  you would expect from a high street insurer, plus additional cover for cycling. This includes emergency medical care and repatriation if you have a crash with riding or racing and third party liability.

We can cover training camps as well as races. Make sure to select the appropriate level of cover when completing your online mountain bike travel insurance quote.

An annual travel insurance policy allows individual trips of up to 31 or 60 days depending on the options you select on our online quote form. If you are going to be taking a longer holiday, single trip travel insurance is available for up to 120 days.

Our travel insurance is designed to cover you for emergency medical care and repatriation if you injure yourself on a mountain bike holiday. It is not designed to cover your bike. If you need cover for your bike we can insure it as part of a home insurance policy.