The total cost to rebuild all of the buildings at the address if they are totally destroyed. Buildings include garages & outbuildings, decorative finishes, domestic fixed fuel tanks, fixtures & fittings, garden walls, hedges, fences, gates, paths and drives, patios, steps, terraces, permanently fitted hot tubs and swimming pools. A guide to working out rebuilding costs is available from the Association of British Insurers.

Contents should be insured for the total cost to replace all items as new. We can help you with this on the phone or we can supply you with a contents checklist to help calculate the contents sum insured.

The sum insured should be the total market value for all items

The sum insured should be the total market value for all items

The sum insured should be the total market value for all items

The sum insured should be the total replacement cost for all items.