0800 121 4424
Lines Open Mon-Fri 9-5pm

Home insurance
(Mid/High Net Worth)

If your possessions total more than £100k, you have a bicycle fleet valued above £50k or an expensive collection of jewellery or art, you need mid-to-high-net-worth home insurance. 

Our mid-to-high-net-worth home insurance package has generous limits and fewer limitations than our standard home insurance. The product is designed for owners of larger homes used as a primary residence. All risks are covered worldwide as standard, along with other additional covers.

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What is high value home Insurance?

High value home insurance is for customers with properties and assets that require an individual approach to cover. Policies are split into specific sections; buildings, contents, fine art, jewellery and liabilities.

High net worth home insurance cover is extensive, and most significantly, the claims service is outstanding. High-value home insurance covers every risk scenario a busy and affluent person could face.

Whatever your needs, we have you covered

home and bicycle insurance from Pedal Cover. Insure your bicycles as part of your home insurance.

For wealthy clients requiring more than standard home insurance

When you have high-value homes and contents, you must be confident you have the right cover level.  We’ve made sure our policies are top-rated according to the industry standard. 

Bespoke insurance with even fewer restrictions

  • All risks worldwide cover, with minimal constraints
  • No onerous security conditions, or max. sums insured
  • Alternative accommodation for up to 3 years
  • Unlimited bicycle cover
  • Business property up to £20,000

Our cover at a glance

Standard Cover

Up to £3,500,000 Buildings

Up to £500,000 Contents

£2m Property Owners Liability

£10m Employers Liability for Domestic Staff

Pedal Cycles

Freezer Contents Cover

£5,000 Money and Credit Cards

£25,000 Outdoor Items

£50,000 Family Legal Expenses

Business Equipment and Stock

Home Emergency

Optional cover

Valuables and Possessions Worldwide

Fine Art and Antiques

£10m Property Owners Liability

Home Worker Liability

Package Benefits

All risks covered, incl. accidental damage

Automatic cover for new acquisitions

36 Months of Alternative Accommodation

Trace and Access

Subsidence Heave and Landslip

Refundable on cancellation



Contact us

The Old Mill, Ewenny, CF35 5BN
0800 121 4424
Lines Open Mon-Fri 9-5pm