Comparing the level of cover on a CycleGuard bicycle insurance policy, and home insurance with PedalCover

On the surface, CycleGuard do look close to us on a price comparison. Look a little closer however, and you’ll realise there is a significant difference in cover. While a bicycle insurance policy from CycleGuard will provide cover for your bikes, a home insurance policy from Pedal Cover provides all of  cycle specific cover you need, as well as comprehensive home and contents insurance for your property. 

CycleGuard require you to list each bicycle you would like insurance for, and charge additional premium for each. They then present a long list of “add-ons” such as third party liability cover, personal injury, accessories, and cover racing or taking your bikes abroad. Again, each feature adds additional cost to their premium. A Pedal Cover policy includes all of your bicycles automatically up to the £75,000 total contents limit at home and we can insure bikes away from the home up to £15K, we also include all of these “extras” as standard features, plus if you need them, cover for other valuables home and abroad, as well as insuring the building itself.