We’re comparing our home insurance policy to Cycleguard’s bicycle insurance to find out what differences there are in the level of covers, what sort of features are available to cyclists, and how the two policies compare on price. The example below is for one £5K bike and one £4K bike and £250 in cycle accessories.
*Pedalcover quote based on a 3 bedroom, 2 bathroom, 1996 construction, detached house in an M33 postcode area. Policyholders are 46 years old, married with 2 children and 5 years no claims discount. It was quoted 07/01/2021. The Cycleguard quote is for one £5K bike and one £4K bike with £250 Cycle accessories, Legal Support, Global Travel, Race & Compete and Personal Injury selected – Quote accessed 07/01/2021. Please visit our competitor’s websites for more information on the quotes provided on this site.
We think you’ll be getting a lot more for your money with us.
The comparison above shows a fairly steep difference in price between Cycleguard and Pedal Cover. A home insurance policy with Pedal Cover includes benefits such as personal accident, liability, cover abroad and race cover, so we have quoted CycleGuard on their equivalent pickin’ mix tier to get a true comparison. Cycleguard offers a cheaper base cover, but you begin to lose important features, particularly if you enjoy things competing in events like triathlon or time trialling.
We’re not just cheaper for bicycle insurance, however. While CycleGuard are just covering your bikes with their policy, we are covering your bikes as part of a complete home and contents policy. That means as well as your bicycles, we are covering valuables, liabilities and your property.
For a quote with us, click “GET A QUOTE” above.