Pedal Cover

Pedalcover vs Bikmo Cycle Insurance

We compared cycle insurance from Bikmo Plus to PedalCover to see how the cover differs, and how this affects the premium you pay. The comparison below looks at £9k of bikes at and away from.*

Pedal Cover comparing cycle insurance with Bikmo

  • £1m buildings cover
  • up to £75k home contents
  • Phones, watches up to £9k
  • up to £75k bike cover at home
  • Accessory cover up to £75k
  • £2m PL in the UK
  • Theft Cover
  • Crash Damage
  • Airline Damage
  • Transition cover
  • Personal Accident
  • Taxi fare reimbursement
  • Replacement bike hire
  • Race fee cancellation cover

£502

GET A QUOTE

Bikmo

  • £1m buildings cover
  • up to £75k home contents
  • Phones, watches up to £9k
  • up to £75k bike cover at home
  • Accessory cover up to £75k
  • £2m PL in the UK
  • Theft Cover
  • Crash Damage
  • Airline Damage
  • Transition cover
  • Personal Accident
  • Taxi fare reimbursement
  • Replacement bike hire
  • Race fee cancellation cover

£777

*Pedalcover quote based on a 3 bedroom, 2 bathroom, 2000 construction, semi-detached house in a SG4 postcode area . Policy holders are 30 years old, married with 2 children and 5 years no claims discount. Policy includes £9000 of personal possession cover for bikes at or away from the home. The price includes an excess protection policy at £58 and a £40 broker fee. It was quoted quoted 21/01/2020. Bikmo Plus for £9k of bikes at and away from the home, policy quote accessed 21/01/2020. 

How does a Bikmo bicycle insurance policy compare to home insurance with Pedal Cover? We think you’ll be getting a lot more for your money with us.

The comparison above shows a fairly steep difference in price between Bikmo “Plus” and Pedal Cover. A home insurance policy with Pedal Cover includes benefits such as personal accident, liability, cover abroad and race cover, so we have quoted Bikmo on their “PLUS” tier to get a true comparison. Bikmo offers a cheaper tier of cover, but you begin to lose important features, particularly if you enjoy things competing in events like triathlon or time trialling. 

We’re not just cheaper for bicycle insurance, however. While Bikmo are just covering your bikes with their policy, we are covering your bikes as part of a complete home and contents policy. That means as well as your bicycles, we are covering valuables, liabilities and your property. 

For a quote, click “GET A QUOTE” above. 

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