triathlon travel insurance is a must-have if tri-training is the primary purpose of your holiday or trip, and it also covers you if you’re taking part in triathlon events.
Typical travel insurance excludes anything other than leisure riding. If you’re on a triathlon training holiday with your club, your first ironman event, or competing in an age group triathlon event abroad, you need triathlon travel insurance.
Our triathlon holiday insurance covers emergency medical and repatriation if you have an accident training or racing abroad. The policy also has a generous cancellation cover and Covid covers as standard.
If you are planning a triathlon training camp abroad, you need to make sure you have sufficient travel insurance for triathlon.
Pedal Cover travel insurance will cover you for medical mishaps and mergencies on your triathlon travels, along with essential covers like cancelled trips, lost luggage and holiday money.
Click each cover below to reveal more information, or go straight to the quote page.
As well as triathlons, our travel insurance covers almost all cycling disciplines. Pedal cover should be your natural choice if you’re going on a cycling abroad. If you don’t see an activity listed below, do not hesitate to contact our team, and we can check that out for you.
Our triathlon travel insurance covers everything you’d expect from a premium travel policy and other benefits unique to a cycle travel insurance provider—Below is a summary. Please read the policy wording to understand the requirements and limits of cover.
Covering medical mishaps while riding is crucial and is the primary feature of our triathlon travel insurance. It is also frequently missing from standard travel insurance policies. We cover the costs of emergency medical care to £10 million.
We will cover up to £5,000 for your travel and accommodation costs if you have to cancel your triathlon trip due to unforeseen illness or injury. Unlike standard travel insurance, our triathlon holiday insurance also covers you for withdrawing due to an injury that prevents you from cycling on the trip, even if you could fly.
Remember, this policy doesn’t cover your bicycle. For this, you can purchase our bundled home and bike insurance, or we offer a no strings attached rolling monthly cycle insurance.
We offer a cycle breakdown benefit if you have a mechanical and need to make it back to the hotel. Repatriation for your bike if you have to return home in an emergency. Bike hire if your bike fails to arrive or is stolen, and cover for your race fee if you have to withdraw or the event is cancelled due to bad weather. All these are included as standard on our triathlon travel policies.
If you damage somebody’s property or injure another road user while cycling, you could find yourself liable for damages. Every Pedal Cover travel product includes £2 million public liability cover while cycling on a trip, including in races.
Whether you want a one-off policy for a triathlon race or a multi-trip policy for the whole year, we can put together a package to suit you.
Some travel insurance policies include limited cover for cycling. You should check the small print; there are usually severe exclusions, particularly for racing or serious training. We can cover you for a family cycling holiday, tri training camps and even during events such as an ironman.
Cancellation, medical expenses and repatriation are all covered as standard for winter activities for up to 17 days a year on our annual package. You get benefits like loss or damage to ski equipment, lost ski pasess, avalanche cover or resort closure.
If you injure yourself by cycling abroad, our triathlon travel insurance will cover the costs of repatriating you back to the UK.
We include cover up to £250 for lost or delayed baggage, up to £500 for holiday money, and up to £5,000 for valuables (which includes cycling clothing, helmets and shoes).
We cover cycling gadgets, for example, your Garmin, Wahoo, GoPro or other high-value electrical items. Please read the policy to know you’re getting the right cover for your trip and activities.
Our policies have all the covers you’d expect from top-notch travel insurance and cover almost all cycling activities. Remember, this policy doesn’t cover your bicycle. For this, you can purchase our bundled home and bike insurance, or we also offer a no strings attached rolling monthly cycle insurance.
| Trip Cancellation | £5,000 |
| Medical Expenses | £10m |
| Repatriation | £10m |
| Dental Treatment | £250 |
| Hospital Benefit | £500 |
| Valuables | £5,000 |
| Travel Documents | £250 |
| Delayed Baggage | £250 |
| Personal Money | £500 |
| Travel Delay | £250 |
| Holiday Abandonment | £5,000 |
| Missed Departure | £1,000 |
| Loss of Limbs or Sight | £20,000 |
| Permanent Disablement | £20,000 |
| Death Benefit | £10,000 |
| Personal Liability | £2m |
| Emergency Cycle Hire | £500 |
| Race Fee Cancellation Cover | £500 |
| Cycle Breakdown Benefit | £200 |
| Cycle Repatriation Benefit | £250 |
| Gadget Cover | £2,000 |
| Ski Equipment | £350 |
| Ski Hire | £300 |
| Ski Pack | £200 |
| Piste Closure | £300 |
| Delay due to Avalanche | £300 |
It is cheaper to purchase an annual policy if you plan to take a few trips over the course of a year, while still providing coverage for every race, and training camp you attend overseas.
Our annual policies also cover winter sports, so buying an annual travel insurance policy before your summer bike trip could save you the trouble of finding another insurer.
However, if you have ‘standard’ travel insurance for most of the year, but need a top-up for a training camp, then one of our single trip policies might be best.
Cyclists taking part in races, tours, triathlons and charity events will need to consider choosing a policy with competition cover. If you have a crash during a competition or are injured, you need coverage for liability and medical costs. Most other travel insurance suppliers exclude competitions, but it’s available with us.
We even offer you cover if you have to withdraw from an event, which prevents you from being out of pocket for expensive entry fees. Make sure you choose the correct cycling activity on our product to ensure you get this cover.
We can hopefully answer all your questions related to our travel insurance built for cyclists offered by Allianz. For customers with questions about other policies, you should go to the relevant product page or contact the team.
Triathlon travel insurance predominately covers your medical expenses when training and racing abroad. Amongst over things, it also covers costs if your trip is cancelled.
Triathlon travel insurance does not, however, protect your bike. If you need cover for your bike, you can purchase our combined home & bike insurance, which bundles home contents, buildings, and bicycle insurance under one roof. If you don’t qualify for our home insurance or prefer dedicated cycle insurance, we also offer this as an annual contract or on a no-obligation rolling monthly basis.
Our triathlon travel insurance covers all triathlon races, including ironman distance. The policy covers you for participation in competitive events, emergency medical care and repatriation.
The policy also covers emergency helicopter evacuation if you train or race in mountainous areas.
Yes, we want you to be able to enjoy the warm weather and beautiful roads during your triathlon training camp with confidence, so we’ll pay for your emergency medical costs and return travel if a sickness or accident prevents you from enjoying the trip.
Our triathlon travel insurance covers all distances, including Ironman events. Along with a raft of other covers, we provide emergency medical or repatriation expenses should something go wrong abroad. We also cover your trip cancellation, including being unable to travel due to an injury leading up to your event.
Yes – When buying our triathlon travel insurance, choose Worldwide Protection, which includes the USA.
If you don’t have any immediate plans to travel over the Atlantic, look at our European-only coverage, which is more affordable.
No – Triathlon travel insurance does not protect your bike. If you need cover for your bike, you can purchase our combined home & bike insurance, which bundles home contents, buildings, and bicycle insurance under one roof. If you don’t qualify for our home insurance or prefer dedicated cycle insurance, we also offer this as an annual contract or on a no-obligation rolling monthly basis.
Yes. Our triathlon travel insurance is built to pay for unexpected medical needs. This is true for triathlons of any length and all types of bicycle racing, including mountain biking.
If a serious injury prevents you from attending an event that you have entered, we offer entry fee cancellation coverage. Before the incident that prevents you from participating in your race, you must have taken out an insurance policy with us. Additionally, we need documentation of the injury from a licenced medical professional.
Our annual multi-trip travel insurance policy has a 120-day trip maximum, but you can take as many trips as you like during the year as long as no individual trip exceeds that length.
Our annual triathlon travel insurance includes winter sports coverage as an extra benefit. You can go for a maximum of 17 days per trip for winter sports holidays.
If you are planning an epic touring excursion, we might be able to assist with a personalised insurance policy, but you’ll need to give us a call.
Please remember that once you start travelling, we can’t provide you with extended cover.
Our triathlon travel insurance covers up to five gadgets with a combined value of £2,000; this will cover any unintentional damage to your belongings while travelling or theft (e.g. from your hotel). The policy includes Garmins and items like laptops, tablets, and cameras.
Please remember gadgets are not covered for damage while you are cycling. It’s best to look at the policy wording or call us if unsure.
We cover many other sports – Looking at the policy wording for a complete list is best.
Annual policies cover winter sports, so you won’t need to purchase an additional policy if you enjoy skiing or snowboarding over the winter.
Our policy automatically covers you for one pre-existing medical condition from our list of automatically covered conditions.
If you have two or more conditions from the list below or a condition not on the list, the cover is excluded unless disclosed to the medical screening helpline, and the additional cover is agreed to in writing.
Automatically covered pre-existing medical conditions:
Our travel policy does not cover pre-existing medical conditions as standard. We offer a confidential, independent medical screening service to provide a top-up if you need cover for a pre-existing medical condition. Contact their helpline at + 44(0)1702 427 237.
After answering questions about your medical conditions, the screening service will confirm if they can cover them. They may need to charge a premium, and they will explain any additional requirements, such as an increased excess.
If the helpline can provide the additional coverage and you elect to purchase it, you must first buy our Pedal Cover cycling travel policy. You will supply the helpline with your Pedal Cover policy number. You will pay any premium for the additional cover directly to the screening helpline, not Pedal Cover.
Once the medical conditions are covered, the helpline will give you a screening reference number. The helpline will send a letter confirming cover, cost, and requirements. Please keep this safe as it is required in the event of a claim.
If you purchase our Pedal Cover triathlon travel insurance before speaking to the medical screening helpline, and subsequently, they cannot offer a top-up, or you are unhappy with the extra cost quoted, you can cancel your travel insurance with us. We will provide a complete, no-quibble refund within the first 14 days of purchase.
Yes, but the insurance will not provide coverage for any claims directly or indirectly related to the pre-existing medical condition.
Our policy automatically covers you for one pre-existing medical condition from our list of automatically covered conditions. If you have two or more conditions from the list or a condition not on the list, all pre-existing medical conditions will be excluded from cover unless disclosed to the medical screening helpline and additional cover agreed in writing.
Automatically covered pre-existing medical conditions:
Yes, all medical emergencies and associated costs will be covered.
Yes, you must have gotten an inoculation or vaccination against Coronavirus as recommended by the World Health Organization or the health authority in your country of residency to be compensated for any expenses incurred from contracting the disease.
The above is true for every contagious disease for which the World Health Organization or your country’s health authority recommends an inoculation or immunisation. Travellers to portions of Sub-Saharan Africa and South America, for example, are advised to get a Yellow Fever vaccine, and you would need to show proof of this vaccination to submit a claim for any expenditures incurred as a result of catching the disease while on vacation.
Yes, as long as you’re all covered by our insurance and all asked to quarantine. To confirm the quarantine order, you must be able to present medical evidence from the treating doctor or the local authority.
If you’ve been diagnosed with Coronavirus and are unable to travel, you’ll be covered as long as your doctor confirms the diagnosis and your inability to travel.
The policy covers cancellation as long as you have documented evidence from your airline that you were denied boarding because you were showing symptoms of a contagious condition.
If you have a valid cancellation claim, the cancellation section will refund you for all non-recoverable fees, including Visas, but only for the length of your cancelled trip.
No, if the UK is put in ‘Lockdown’ once again, there will be no coverage under the insurance for cancellation claims.
No, any charges (accommodation/travel) incurred in the event that the country you are visiting is “locked down” would not be covered.
If you can show medical proof that you have been diagnosed with Coronavirus or have been directly exposed to Coronavirus, you will be compensated for any additional lodging or travel expenditures.
Any essential medical expenses, as well as any additional travel or accommodation charges, are covered under the medical expenses part of the insurance.
All insured persons are covered for quarantine under the medical section, which includes coverage for additional lodging and flights.
The policy will cover you if a close family is diagnosed with Coronavirus and becomes extremely ill, necessitating your presence due to medical reasons. Their doctor will have to sign off on this.
Your insurance will cover the cost of any additional lodging incurred while you are under quarantine based on your unique symptoms or probable COVID-19 exposure, but it will not reimburse any pre-booked lodging fees. If you have any unused pre-booked and paid for excursions that are non-refundable, your insurance will reimburse you less the standard policy excess if you can provide documentary evidence to support the quarantine order from either the government, a public authority in the country you are visiting, or the treating doctor.
If you travel somewhere that is against FCDO guidelines, you will not be covered.
If you bought your single trip travel insurance before the change in FCDO guidelines and have not yet left, your policy will no longer give any coverage. You have the option of deferring your policy’s coverage period or requesting a full refund of your money.
If you bought your single trip policy before the change in FCDO advise and have already left, full policy coverage will apply as long as you follow all UK, local government, or equivalent instructions.
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