Triathlon Travel Insurance

Non-competitive, casual cycling undertaken for sightseeing, transport, or general recreation, where cycling is not the primary purpose of the trip. Leisure Cycling excludes all activities defined under Packs A–C, including, for example, road cycling holidays, mass participation events, racing, triathlon, touring, etc.

Cycling on short, oval-shaped dirt tracks, typically around 70-90m in length. Riders compete on specially designed bikes with no gears, brakes, or suspension. Apart from while training, it usually involves racing four laps around the track, with riders competing in heats (individual or team-based) to score points.

Competitive cycling events that involve racing on a mixed terrain of grass, mud, dirt, and sometimes pavement, often on short, intense courses with obstacles that may mean participants have to dismount and carry their bikes. Cyclocross races usually take place on a closed course.

Road cycling activities where a large number of cyclists take part on predetermined routes. While a time of completion is provided, there is no winner. Examples include audax, sportives, charity rides and gran fondos. Road Racing and Criterium racing are not included.

Trips where the primary purpose is to undertake organised or self-directed recreational road cycling activities; this includes riding on public roads in scenic, challenging, or designated cycling environments, either individually, as part of a coached group or as a group of friends. These holidays do not involve participation in events or races. These trips can include tailored training, provided the activity is recreational and not undertaken for professional or semi-professional purposes.

Competitive cycling events where participants race individually against the clock over a set distance on roads. Time trials have cyclists starting at intervals rather than in a mass start. These events vary in distance, often ranging from short sprints to longer courses, and take place on closed or open roads.

Touring involves cycling on roads that covers distances up to (and including) 160km), with overnight stays in campsites, B&Bs, or hotels.
Bike packing involves a mixture of road and off-road cycling that covers distances up to (and including) 160km), with overnight stays at campsites or in the wild.
For both activities, your bicycle is your main mode of transport. You may visit no more than three countries in a single trip.

A type of cycling that takes place on unpaved roads, gravel paths, dirt trails, and other mixed surfaces that are less smooth than typical road cycling but not as technical as mountain biking. It combines elements of road biking and mountain biking, giving a versatile and adventurous riding experience.

Competitive events where athletes take part in a minimum of two of the following discipline completing the approximate distances:
swimming up to 1.5km
cycling up to 40km
running up to 10km
Races can take place on roads or on off-road terrain.

Specifically designed for triathletes to focus on training for any or all three of the triathlon disciplines — swimming, cycling, running. These holidays involve structured training sessions, coaching, and take place in locations with facilities such as open water swimming areas, cycling routes, and running trails. The goal is to improve endurance, technique and overall fitness in preparation for a triathlon race.

Off-road cycling using a mountain bike riding on varied terrains, such as trails through forests, hills, or mountain regions. It emphasises endurance and varied terrain and can include mountain bike orienteering but does not include highly technical or extreme downhill sections.
It also includes the use of “fat bikes” with oversized tires on soft surfaces, such as snow or sand, that enable cyclists to navigate terrains that standard mountain bikes cannot.

Riding on natural or man-made trails that can include both uphill and downhill sections, often with moderate technical features (but not downhill, enduro, freeride or dirt jumps).