Pedal Cover

Insurance for cycling holidays shouldn't be a hassle

It doesn’t matter if you’re off on a road cycling holiday with your club,  a mountain bike trip with friends, or competing in events like sportives and triathlons abroad. Cycling holiday insurance is a must-have.

Cover for emergency medical care if you hurt yourself cycling is excluded on most travel insurance policies, but not on ours. We will give you the peace of mind that if something goes wrong, you’ll have financial cover and won’t be left stranded.

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If you are planning a cycling holiday, you need to make sure you have sufficient travel insurance

Our travel insurance will cover you for medical mishaps and emergencies on your cycling holiday, along with essential cover like cancelled trips, lost luggage and holiday money. Read on for a full list of features.

Emergency Medical Expenses

Cover for medical mishaps while riding is absolutely crucial and is the primary feature of our cycling travel insurance. It is also frequently missing from standard travel insurance policies. We cover the costs of emergency medical care from £2 million to £10 million.

Repatriation

If you injure yourself cycling abroad, our holiday insurance will cover the costs of repatriating you back to the UK.

Cover While Racing and Training

Some travel insurance policies include limited cover for cycling, but check the small print, there are usually serious exclusions particularly for racing or training. We can cover you for a family cycling holiday, training camp, or during events such as Ironman Triathlon.

Annual Multi-Trip or Single Trip Policies

Whether you want a one off policy for a cycling trip, or a multi-trip policy for the whole year, we can put together a package to suit you.

£2 Million Cycling Liability Insurance

If you damage somebody's property or injure another road user while cycling, you could find yourself liable for damages. Our cycle liability insurance includes £2 million public liability cover while cycling abroad.

Cancellation & Curtailment

Up to £5,000 cover for your travel and accommodation costs if you have to cancel your cycling holiday due to something unforeseen such as illness or injury.

Baggage, Personal Belongings, Money & Documents

We include up to £150 cover up to for lost or delayed baggage, £300 for holiday money, and £500 for valuables.

Winter Sports Cover

Active people rarely restrict themselves to a single sport, and we know a lot of our customers swap their bicycles for skis in the winter. To save you buying a second specialist travel policy, you can add additional winter sports cover.

Women on cycling holiday in New Zealand cycling towards Mount Cook with bike panniers cycling travel insurance

How long you require cover for?

The first thing to consider is how long you will need your cycling holiday insurance policy to cover you for. If you go on multiple cycling trips a year or participate in an annual race abroad, you can save money by choosing an insurance provider that covers multiple trips in one annual policy. As well as offering better value for money, there are a number of other reasons why a multi-trip policy makes sense.

Do you need competition cover?

Cyclists taking part in races, tours, triathlons and charity events will need to consider choosing a policy with competition cover. This means that if you have a crash during the competition or are injured, you will be insured for liability and medical costs. This is excluded on most travel insurance policies, but it’s available with us. We even offer you cover for cancelled competitions, so you aren’t left out of pocket for expensive race fees.
cycling holiday insurance Cycling holiday with friends

Cycling Holiday Insurance FAQs

Most high street travel insurance policies are designed to cover the basics; things like delayed flights, lost baggage and holiday money. However, they are not designed to cover the extra risks of cycling holidays, and usually excludes cover for medical mishaps if you fall off your bike.

Our cycling holiday insurance covers everything  you would expect from a high street insurer, plus additional cover for cycling. This includes emergency medical care and repatriation if you have a crash with riding or racing and third party liability.

We can cover training camps as well as events such as triathlon racing. Make sure to select the appropriate level of cover when completing your online travel insurance quote.

An annual travel insurance policy allows individual trips of up to 31 or 60 days depending on the options you select on our online quote form. If you are going to be cycle touring or taking a longer holiday, single trip travel insurance is available for up to 120 days.

Our travel insurance is designed to cover you for emergency medical care and repatriation if you injure yourself on a cycling holiday. It isn’t designed to cover your bike. If you need cover for your bike we can insure it as part of a home insurance policy.