If you’re anything like us, hitting the open road on your bike is probably what you’re thinking about most when you’re not actually cycling. And whilst road bike insurance might not be the next thing you think about, having good reliable cover for your pride and joy is an essential.
Whether you’re a daily commuter, club rider or just love getting out for a few miles at the weekend, getting you and your bike insured makes sense. But with so many providers on the market, how do you choose a policy? Which policy will give you a level of cover that’s right for you and your bike (or bikes) whilst also offering the best value for money? As cyclists ourselves, here at PedalCover we’ve developed road bike insurance combined with home insurance that does just that, for increasing numbers of cyclists around the UK. So if you’re looking for insurance for your road bike, here are our 10 reasons why we think you should choose PedalCover…..
Theft does happen
…And it can happen fast. With over half a million bikes stolen in the UK every year, making sure your bike is covered is a no-brainer. You might not be in a bike theft hotspot, but those eagle-eyed thieves are everywhere, unfortunately. So if your bike does disappear, we’ll enable you to get a replacement.
Third party and personal liability
It could be on the street, during your commute, or it could be during a triathlon. If you’re in an accident on your bike in the UK and it’s deemed that you are at fault, having personal liability insurance will pick up the pieces, covering expenses due to injury to a third party or damage to their property.
We cover all your bikes
As any cyclist knows, the ideal number of bikes is n+1 (where n is the number of bikes you currently own). So it’s no surprise that a lot of us have ended up with more than one bike tucked away in the garage, away from prying eyes (and perhaps your other half too 😉 ). And as most bike-only insurance providers will charge per-bike your premium can end up looking almost as pricey as a bike! On the other hand, Pedalcover will cover all your bikes regardless of how many you have.
Your home is taken care of too
What makes our insurance cover unique is that we combine it with home contents and building insurance in one simple policy. Not only does this mean you get comprehensive cover for all of your bikes but you don’t need to deal with multiple providers to get the things that matter protected.
Even if you come out of a collision unscathed, your bike might not be so lucky. That beautiful carbon frame or those deep section wheels could come a cropper and may need to be repaired or replaced. Luckily, with Pedalcover road bike insurance, you can be back on your bike in no time.
We’ll cover your kit
Helmets, clothing, shoes, bike computers, sunglasses, lights, and all those other bits of kit that you probably don’t even think about, they’re covered too. Whether it’s that great new Garmin, or those fancy bib shorts, if they’re stolen or damaged then your PedalCover insurance will cover it.
Plus we look after your non-cycle related gear
Home or away, if your personal belongings are damaged or stolen, they’ll be covered just like with conventional home contents insurance. Phones, watches, jewellery and other valuables are insured, wherever you are.
Heading to a triathlon or Ironman overseas? Or maybe you’re just going for a cycling holiday with your trusty steed? If you’re in an accident, or if your bike gets damaged or stolen while you’re in foreign climes, you’ll be glad to know you’re covered.
Time trialling, Sportives and Gran Fondos covered
We know you might want to do a bit more on your bike than just go out for a cycle with your mates at the weekend. The lure of challenges such as sportives and time trials is one of the great things about owning a road bike, and that’s why, unlike other providers, our cover extends to include participation in these events.
If only you could take your bike on-board as cabin baggage! Unfortunately, being in the hold sometimes results in damage. If you are flying somewhere nice with your road bike then you’ll be relieved to hear it’ll be covered for damage in transit.
Finding the Best Cycle Insurance for Road Bikes
Here at Pedalcover, we offer comprehensive cycle insurance combined with cover for your home and contents to give our fellow road cyclists what we believe is the best option when it comes to insuring your road bike . Find out more about our road bike insurance and get a quote today.