No… It’s a lot more than just bicycle theft insurance.
Most home insurance companies will only cover your bike for theft from home leaving you needing specialist road cycling insurance. With Pedal Cover, we will look after your fleet of bikes and your accessories along with the rest of your home and belongings, no need for two separate policies.
While there are a number of bicycle-only insurance providers in the marketplace, if you’re a keen cyclist or triathlete chances are you’ll have more than one bike, on top of kit, wetsuits and other accessories.
When you come to insure all of this equipment, you would normally have to take out separate home and bike insurance policies, because the cover provided within a standard home insurance policy would not give you enough cover for your bikes.
You would also have to list all of the bikes that you have, pushing the cost of the insurance premium up. What’s more, there is often a limit placed on the value of your bikes.