COVER YOUR BIKE with our comprehensive road bike INSURANCE
Save yourself the faff of listing your individual bikes on your home insurance policy. We’ll insure all the bikes in your household up to the value of £30k.
As part of your home insurance, we cover your collection of bikes at home, then away from home (including overseas and racing) when you’re out enjoying your ride. Cover includes theft as well as crash and accidental damage and much more.
Our home and road bike insurance is backed by AXA, the 2nd largest insurer in the world
We cover your home for building and contents plus additional cycling benefits....
Providing Home and Road Bike Insurance across the UK
Combining home and road bike insurance under one policy cuts the hassle and expense of dealing with separate providers and is much more cost-effective.
Multi-bike as standard
With Pedalcover you don’t have to specify your bikes, they’re all covered up to a total value of £30,000 no matter what type of bicycle they are.
Road Bike Insurance FAQs
No… It’s a lot more than just bicycle theft insurance.
Most home insurance companies will only cover your bike for theft from home leaving you needing specialist road cycling insurance. With Pedal Cover, we will look after your fleet of bikes and your accessories along with the rest of your home and belongings, no need for two separate policies.
While there are a number of bicycle-only insurance providers in the marketplace, if you’re a keen cyclist or triathlete chances are you’ll have more than one bike, on top of kit, wetsuits and other accessories.
When you come to insure all of this equipment, you would normally have to take out separate home and bike insurance policies, because the cover provided within a standard home insurance policy would not give you enough cover for your bikes.
You would also have to list all of the bikes that you have, pushing the cost of the insurance premium up. What’s more, there is often a limit placed on the value of your bikes.
Yes, this is included as standard up to £2 million.
Sadly accidents do happen from time to time, and we want to ensure that the cover provided is clear. Our insurance is not designed to be a personal accident policy, you’d need to look at this separately. There is some limited cover to help should you have an accident but it should not be relied upon if the worst were to happen.
Yes! Few things beat that feeling of riding a mountain pass abroad, or just allowing yourself to see another country at your own pace on two wheels. We know travel is a passion for many cyclists and it’s why you’re bike will be covered wherever in the world you take it.
We’ve all seen those videos of the bike box being thrown into an aircraft hold. Damage does happen and we’ll cover your bike and your bike box should they get damaged in transit on an aeroplane.
Yes, absolutely. All of the bikes in your household are covered by our policy, and and the cover extends to every member of your family who uses them. This means if your children are riding expensive bikes or if you are taking several bicycles abroad for a family holiday, you can be comfortable in the knowledge they are covered with no additional premiums to pay.